Our Financial Products and Services
Refers to the loan products that provides additional and/or capital to aspiring and current micro to small entrepreneurs or individuals. This is sometimes called as business loans.
MAUSWAGON LOAN
The Mauswagon Loan is offered to provide better financial services, such as additional capital, equipment and materials purchases, digital/technology tools and more, for startup businesses up to micro-enterprises.
MAUSWAGON PLUS LOAN
The Mauswagon Plus Loan is designed for micro and small entrepreneurs who want to grow their businesses by financing various needs such as purchasing business assets, construction supplies, marketing expenses, acquiring inventory, raw materials, business permits, and more.
MASAGANANG KABUHAYAN LOAN
The Masaganang Kabuhayan Loan is designed for businesses such as farming or planting that will help with purchasing raw materials, buying or renting equipment, and other expenses related to agricultural activities.
KABUHAYAN HOG LOAN
The Kabuhayan Hog Loan is designed for hog raisers and can be used for purchasing feed, acquiring additional piglets, constructing or renovating pig pens, and other related expenses.
MANEHO LOAN
The Mauswagon Plus Loan is designed for micro and small entrepreneurs who want to grow their businesses by financing various needs such as purchasing business assets, construction supplies, marketing expenses, acquiring inventory, raw materials, business permits, and more.
Refers to the loan products that provides additional and/or capital to aspiring and current micro to small entrepreneurs or individuals. This is sometimes called as business loans.
HOUSING IMPROVEMENT LOAN
The Housing Improvement Loan aims to assist its members and their families in renovating their homes to provide a more comfortable living space and access to safe and clean water, sanitation, and bathrooms.
EDUCATION LOAN
The Education Loan is offered to clients who wish to pursue their own education or provide educational support to their children. This loan helps cover various school-related expenses such as tuition fees, school supplies, and more.
SAGIP LOAN AS EMERGENCY
The SAGIP Loan for Emergencies is a product offered to provide immediate financial support during emergencies such as health/medical issues, seasonal income fluctuations, and expenses related to calamities or disasters.
SAGIP LOAN AS DISASTER RECOVERY
The SAGIP Loan as Disaster Recovery is to provide immediate financial assistance during emergencies caused by natural or man-made disasters within a 12-month period. As of the moment, this is deactivated. It is only activated once CRF is submitted for system configuration accompanied by COO Memo.
Refers to the loan products that provides additional and/or capital to aspiring and current micro to small entrepreneurs or individuals. This is sometimes called as business loans.
KAAGABAY INSURANCE
The Kaagabay Insurance aims to provide financial protection to the member and their family in the event of accidental injury or death. This insurance is available to members who currently have a production loan or SLDR loan and are between 18 and 75 years old.
FAMILY RELIEF PLAN
PROTECSURE MICRO-INSURANCE
LOAN REDEMPTION FUND
Refers to the loan products that provides additional and/or capital to aspiring and current micro to small entrepreneurs or individuals. This is sometimes called as business loans.
CAPITAL BUILD-UP
The Capital Build-Up is a savings program designed to assist members of RAFI MFI in saving for financial security, creating a safety net for emergencies and the option to access additional ancillary products provided by RAFI MFI.
MYIPON
Refers to the loan products that provides additional and/or capital to aspiring and current micro to small entrepreneurs or individuals. This is sometimes called as business loans.
QuikRemit
The QuikRemit offers a complementary domestic remittance service, which means sending money to family members or suppliers and paying bills at competitive transaction costs. It also provides an improved process for disbursing Mauswagon Plus loans by directly transferring funds to the client’s bank account or digital wallet.
Our Non-Financial Services
Refers to additional revenue streams that creates additional value to existing products, including but not limited to electronic payment system, money transfer and other related remittance services, in partnership with authorized agents and/or entities.
Committed to empowering clients through programs that develop their technical skills and capabilities. The program’s goal is to create economically aware and empowered individuals for the clients through in-person training and individualized programs. Its goal is to inspire consumers to pursue entrepreneurial careers so that, in the long run, through promoting sustainable lives, poverty and inequality can be reduced.
CLIENT CAPACITY BUILDING
RAFI MFI empowers clients by providing access to education and knowledge. We serve as the capacity-building arm of RAFI MFI, enabling clients to acquire the skills they need for financial success.
LEARNING ON DEMAND
Offers self-paced, interactive, and relatable modules. Clients can access learning materials anytime and anywhere, enhancing knowledge retention and practical application.
SUSTAINABLE LIVELIHOOD TRAINING PROGRAM (SLTP)
Face-to-face training is at the core of this initiative. It aims to improve clients' business acumen, helping them capitalize on income-generating opportunities and asset building. We also provide comprehensive support services and build the capacities of target communities to encourage the establishment of micro, small, and medium enterprises.
SCHOLAR NI NANAY
This program focuses on enhancing clients' business skills through face-to-face training. It enables clients to seize income opportunities, develop essential human, cultural, skill, and ethical proficiencies.
- Become proficient Food-Based Entrepreneurs, reinvigorating their income sources and offering safe and delicious food to their communities (Commercial Cooking with Food and Beverage Service).
- Excel as entrepreneurs by mastering business management techniques.
Offering comprehensive business development services through a value chain approach, whether by clustering or curated products. We assist in every aspect of your business journey, from product development, packaging, and quality assurance to legal compliance and multi-platform marketing. With our support, you can expand your distribution channels and ensure the long-term success and continuity of your enterprise.
ONE BRAND ONE PRODUCT (OBOP)
A non-financial initiative that showcases the exceptional creations of our proud RAFI Microfinance client members. This program empowers the districts and branches of RAFI MFI to feature one-of-a-kind, handmade products crafted by our dedicated nanays and tatays. Our goal is to offer support in product marketing and bridge the gap between these unique, locally made items and the broader market, ensuring that these extraordinary products find their place in the mainstream market.
TNN SHOPEE
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SCRAPS OF HOPE
RAFI MFI is dedicated to supporting the livelihood needs of micro-entrepreneur clients. Through the donation of scrap fabrics by Multimax Industries, we aim to enhance the products and businesses of our clients by providing access to raw materials. This partnership is driven by a shared commitment to upcycling efforts, and our goal is to maximize the utilization of fabric scraps to benefit RAFI MFI sewing business clients.
PADAYUN SA PAGBUGSAY PROGRAM
A collaborative initiative by RAFI Microfinance Inc, Pilmico Inc, and Aboitiz Foundation, Inc., offering deserving members a fresh start through sustainable entrepreneurship, uplifts lives, families, and communities. The program provides livelihood kits like bakery starter kits, egg laying kits, and gilt dispersal kits to help rebuild businesses and restart livelihoods, empowering those in need.
RAFI MFI's initiative to recognize and reward client loyalty, fostering stronger brand reputation and client retention. We also support deserving students from indigent households, aiming to uplift them through education and high-value job opportunities. Our commitment extends to holistic primary healthcare and social protection, where we reconnect with clients, strengthen bonds, and ensure their well-being while promoting risk resilience. Kaagapay Mo is a testament to our dedication to client success and community development.
SUSTAINABLE HEALTH PROGRAM
Providing RAFI MFI clients with FREE access to quality healthcare services, including virtual and in-person medical consultations and essential medicines in their local communities.
TIGOM PANGLAWAS/ HDPR
A project with a clear objective: to nurture financial literacy habits among our clients' children while enhancing the overall well-being of RAFI MFI clients and their families. We also promote good hygiene practices for improved health and nutrition awareness.
BUGSAY SCHOLARSHIP PROGRAM
Bugsay Scholarship Program empowers students from economically disadvantaged backgrounds, aligning with the national goal to reduce poverty by increasing the number of higher education graduates in high-value fields. Through this program, students become achievers not only academically but also in life, embodying the Bugsay Principle of success and resilience.
RAFI MFI CUSTOMER JOURNEY
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CUSTOMER LOYALTY PROGRAM AND INCENTIVES
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KAAGAPPAY
APP
KAAGAPPAY APP
KAAGAPAY APP
This is a project of RAFI MFI that aims to improve the delivery of RAFI MFI services to its clients thru a development of a mobile application, known as the “Client App”. With this application, RAFI MFI clients will experience paperless transactions and services from loan applications, inquiry of balances, notification services and others.
TS ROSE
CHATBOT
TS ROSE CHATBOT
TS ROSE CHATBOT
TS ROSE, also known as the RAFI MFI Online Service Expert Chatbot, is a faster and easier method to answer feedback from client’s messaging our Official RAFI MFI Facebook Page Messenger. The client will no longer wait for hours, or days, to have their questions answered and cleared.
The benefits are:
- 24/7 response rate in the FB Messenger.
- All Frequently Asked Questions (FAQs) about the products and services of RAFI MFI are easily answered.
- Complaints and inquiries are directed to the RAFI MFI Cares email address and immediately answered by assigned staff for escalation.