Our History
The Ramon Aboitiz Foundation, Inc. (RAFI) opened the Cebu Micro Enterprise Development Foundation, Inc. (CMEDFI) in 1998 under its economic wellbeing program. Since then, the organization has changed its name to RAFI Microfinance, Inc. (RAFI MFI), with the same mission: to empower underprivileged micro-entrepeneurs to become financially stable and independent. Since opening its first branch in Minglanilla, Cebu in 1999, it has expanded to over 308 locations throughout the provinces of Luzon, Visayas, and Mindanao, serving micro-entrepreneurs in underserved and vulnerable communities across the country and touching over 2.6 million* lives.
RAFI MFI’s products are accessible and flexible with offerings that cater to a wide array of business requirements, life financing and insurance – covering most, if not all, a micro-entrepreneur’s financial needs.
Through its Community Outreach Programs, it has also offered medical aid, helping over 6000* clients through performance rewards, mobile doctors, and medical services.
We are social entrepreneurs providing financial and non-financial services to empower the poor and elevate their lives.
Empowered clients who have elevated their lives and their families.
God Centeredness
Places God at the center of all activities and undertakings, and embodies this in all aspects of social, professional, and personal life. test
Integrity
Aims to achieve the highest work performance according to the standards of RAFI where transparency, proper communication, and adherence to ethical procedures are delivered in all transactions.
Respect
Maintains respect for all people without prejudice to status as they appreciate, recognize, and encourage innovations and contributions of others by keeping an open mind.
Service
Provides services that create impact to RAFI and the communities we connect with, by actively giving ideas, innovative solutions, and talents.
Panumpa sa Staff
Kami nga sinaligan sa RAFI Micro finance andam sa pagtabang sa katilingban, labi na sa kadtong mga nanginahanglan og naninguha nga mapalambo ang ilang panginabuhi-an. Nagatuo kami nga sa pagtuman sa among katungdanan, makab-ot sa RAFI Micro finance og sa among mga miyembro ang panaghiusang mga tinguha.
Dili kami mangayo bisan unsa isip baylo sa serbisyo nga among gihatag sa mga miyembro ug sa magpa miyembro sa RAFI Micro finance.
Giyahan unta kitang tanan sa Ginoo.
Panumpa sa mga Miyembro
Katungdanan ko isip anak sa Ginoo nga maningkamot og maayo nga mapalambo ang akong panginabuhi; tabangan ang si bisan kinsa nga sakop sa grupo o sentro nga nagkinahanglan; ug gamiton ang kita nga akong gihulman alang sa kaugmaon sa akong pamilya. Maningkamot ko nga mapa-edukar ang akong mga anak ug pagadasigon ko sila nga makatiwas sa ilang pag-eskwela. Ug bayaran ko ang akong nahulaman nga kantidad gikan sa RAFI Micro finance. Tabangan unta ako sa Ginoo alang sa katumanan ning maong panumpa.